Mycelian.app

You didn't open a brokerage to chase paperwork at 9 p.m.

Mycelian runs the back office that fixes your capacity problem — every lead answered, every file graded, every deadline watched, for less each month than one back-office salary.

The Desk — Mycelian's live operations overview, showing active files, pipeline flow, and Grace's AI live feed
24/7 Coverage
Lead Response
File Readiness
Compliance
Pipeline Visibility

The Bottleneck

Your sales team isn't your ceiling.
Your back office is.

Producing loan officers fell 46% in two and a half years — brokerages aren't losing because they can't sell. They're losing because they can't scale the back office fast enough to keep up. (National Mortgage Professional)

01

Leads after hours

A borrower reaches out at 9 p.m. and waits until tomorrow. Most shops answer it in the morning — after two competitors already have.

02

Operations bottleneck

Whatever one processor can carry is your ceiling. Every additional file creates another stack of repetitive work for people who are already at capacity.

03

Compliance exposure

Important clocks, conditions and disclosures shouldn't depend on someone remembering to check an inbox.

04

Leadership blindness

You shouldn't need three conversations to understand what's happening across your pipeline.

One System

One back office. Running 24/7.

Not a stack of separate products — one managed operations system, running inside your brokerage, putting the whole pipeline on one screen: The Desk. Automation, AI agents, and a leadership command center in one place — we build it, operate it, and improve it.

Your team, your names. Every deployment is named and voiced to your company's culture — Sophie, Lonnie, Grace, and Lex are what Presto calls theirs. Yours will be your own.

Mycelian does the work. Your licensed people make the decisions.

The system surfaces, tracks, flags and runs the defined steps. Every judgment call that needs a licensed professional comes back to you.

What Mycelian doesn't do

  • It doesn't make lending or credit decisions.
  • It doesn't replace your licensed professionals.
  • It doesn't post anything without your approval.
  • It doesn't pool your data with other clients'. Your infrastructure is your own.
  • It doesn't hold your data hostage. It exports within 30 days, in standard formats.
  • It doesn't act unseen. Every agent action is logged.

What It's Actually For

This isn't insurance.

Stopping the leak is the part you can measure first — the 9 p.m. lead that got answered, the condition that got chased, the file that didn't go quiet.

But that's the floor, not the point. The point is that once the back office stops being the thing that limits you, everything downstream changes: how many loan officers you can carry, how many states you can be licensed in, how much you can say yes to.

You don't buy this to stay the same size more efficiently. You buy it to stop being the reason you can't grow.

Included, Not Bolted On

One system. Not a stack of subscriptions.

Every channel, one thread

Call, text, email, WhatsApp — logged the moment it happens.

Compliance built in, not bolted on

Disclosure clocks live on the same record as every touch.

Your own isolated infrastructure

Never pooled with another client.

Every agent action is logged

Your audit trail builds itself.

Proof

It's not a promise. It's running.

One minute. How Mycelian actually runs.

Presto Home Loans, Daly City, California

As of September 2026

  • Response time: 1–2 weeks → under 5 minutes
  • 207 new leads since June
  • 27/27 calls caught & escalated instantly
  • 30,727 automated checks on files, clocks and agents
  • Live in 71 days, start to finish
Book a 20-minute conversation

Pricing

Priced to the size of your shop. Nothing hidden.

2 of 3 spots remaining

Founding client

First 3 clients only, any firm size — first come, first served

The Audit (credited if you build within 15 days)$4,000
The Build$29,000
The Partnership$2,500/mo
  • Discounted build + flat retainer, life of term
  • Named case study & testimonial
  • 15 LO Portal seats included
  • One brokerage per market, exclusive

Boutique shop

Up to 15 active loan files/month

The Audit (credited if you build within 15 days)$4,000
The Build$39,000
The Partnership$3,500/mo
  • 15 LO Portal seats included
  • One brokerage per market, exclusive
  • First month of retainer free

Producing team

16–39 active loan files/month

The Audit (credited if you build within 15 days)$4,000
The Build$49,000
The Partnership$5,000/mo
  • 30 LO Portal seats included
  • One brokerage per market, exclusive
  • First month of retainer free

Pricing is the same in every state, plus applicable taxes for your region. Every engagement runs a 3-year initial term, renewing at 2-year terms after (why a 3-year term?). Running more than 39 loan files a month? The audit sizes it and quotes it directly — fixed, in writing. Your market is your Metropolitan Statistical Area (MSA), as defined by the US Census Bureau.

How the Process Works

Three steps. The audit is why it's fast.

01 — The Audit

  • • Maps every human touchpoint in your office
  • • A competitive heat map + SWOT for your market
  • • 1–2 weeks, fixed-quote build plan
  • • Credits in full if you build within 15 days

02 — The Build

  • • Full agent team, deployed and working
  • • Live in 6–8 weeks

03 — The Partnership

  • • We staff, watch, and tune it
  • • An operations department that never calls in sick

Stop chasing the paperwork.
Start running your brokerage.

Your operations team, working while you sleep. That's not a promise — it's what's already running. Let's build yours.

2 of 3 founding spots remaining · One brokerage per market

Not in mortgage?

Mortgage is where we proved it. It isn't where it started.

Mycelian is an operating system for businesses whose growth is capped by human administration. The same architecture already runs a compliance consulting practice, a records-verification system, a financial-markets system and a publishing engine; Presto was the first build made for mortgage. If your leads go cold overnight, your paperwork piles up, or your deadlines live in inboxes, spreadsheets and people's heads, we take on a small number of builds outside mortgage each year.

What keeps falling through the cracks? Tell us
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Sophie · AI Assistant

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Mycelian · Ask me about Mycelian — always identifies as AI